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What are the costs of being a GP?

Oct 1, 2026

The below is intended to give a general idea of what it costs to provide GP services; it does not reflect the situation of every GP or clinic.

An individual GP's costs

I've marked some details specific to me in italics and mandatory expenses in bold.

One-off expenses:

  • Undergraduate degree - my MD was a postgraduate degree, and I did a Bachelor of Science prior

  • Medical degree ($40,000) - I was much luckier than some of my friends who had to pay $280,000 for the same degree

  • Specialist postgraduate training to become a GP

    • GP exams ($10,000)

  • Equipment

    • Laptop, keyboard, mouse - though I'm quite particular about these things and don't expect most other GPs are buying their own computer peripherals

    • Stethoscope

    • Dermatoscope - I splurged for a DermLite DL5

    • Scrubs

Recurring expenses:

  • Clinic service fee - 35% of my earnings

  • AHPRA registration - ~$1,000 annually

  • Medical indemnity insurance - ~$5-10,000 annually

  • Membership with the Royal Australian College of General Practitioners - ~$1,000 annually

  • Subscription to Therapeutic Guidelines - essential for practicing up-to-date, evidence-based medicine in my opinion - ~$400 annually

  • Educational materials and activities

    • AusPATH conference 2025 ($2,200) - I wanted to learn how to provide good quality gender-affirming healthcare

Miscellaneous:

  • Income tax (like everyone)

  • My own annual leave

  • My own sick leave

  • My own superannuation

Let me know if I forgot anything!

A clinic's operational costs

  • Rent/mortgage

  • Staff: practice manager, reception staff, nursing staff

  • Cleaning

  • Utilities:

    • Electricity, water, internet, phone

    • Website hosting

    • Security

    • IT support

  • Accreditation - every 3 years

  • Normal office stuff:

    • Computers, printers, server, shredding service

    • Chairs, desks

    • Phones

    • Milk, tea, coffee etc.

    • Stationery etc.

  • Medical stuff:

    • Practice management & clinical software licenses

    • Online booking service

    • Otoscopes and ophthalmoscopes

    • Blood pressure machines, thermometers, pulse oximeters

    • Dermatoscopes

    • ECG machine

    • Defibrillator

    • Electrocautery machine and other surgical instruments

    • Autoclave and ultrasonic cleaner

    • Routine testing and servicing of above

    • Furniture - waiting room chairs, examination couches

    • Consumables

      • Disposable components of above equipment

      • Gloves, dressings, anaesthetic, antiseptic, etc.

      • Liquid nitrogen service

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